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A boy counting money with his mother
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Close Search Box
A boy counting money with his mother
When you choose High Country Bank you’re not just opening a savings account; you’re becoming part of a shared vision for a thriving community. When you save with us, your money stays local!
We prioritize reinvesting deposits into our community by funding small businesses, supporting local projects, and providing loans to neighbors.
We offer a variety of savings options to help you reach your goals. Whether you want to save for that dream vacation or teach your kids about financial responsibility, our specialized accounts are designed with you in mind.
Discover the difference of community banking with us.
Save money while you make every day purchases! When you enroll in our SAVE AS YOU SPEND service, we round up the amount of any point of sale debit card purchase made by you or a joint owner of your checking account to the next whole dollar amount, and transfer the amount in excess of the purchase price from your checking account to your savings account.
*Annual Percent Yield (APY) is accurate as of (8/29/22). This current rate of 18.86% APY is good for an introductory period of 6 months from the date the account is opened. After the introductory period, the rate will then change to .50% APY. A minimum of $.01 is needed to obtain the APY. Rates are subject to change without notice and may change after the account is opened. No deposits, other than the transferred rounded up portion are allowed to be made into the account. No minimum amount is required to open the account. Other terms and conditions may apply. Please contact a customer service representative for further details.
Our Certificates of Deposit, or CD’s, are a type of savings account with a fixed rate and term. CD’s pay higher interest rates than Savings or Money Market Accounts and are ideal if you’d like a higher rate of return on money you don’t have an immediate need for.
High Country Bank offers Certificates of Deposit ranging from 6 months to 5 years. All certificates have a $500.00 minimum balance requirement to open the account and obtain the Annual Percentage Yield.
We believe that the retirement you envision is not just a dream—it’s a goal we’re dedicated to helping you achieve. Our Individual Retirement Accounts (IRAs) are designed with your future in mind, offering a personalized
Traditional IRA: Allows qualified individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. Contributions may be tax-deductible depending on the taxpayer’s income, tax-filing status and other factors.
Roth IRA: Similar to the Traditional IRA, but contributions are not tax-deductible and qualified distributions are tax free.
*The following conditions apply to the above accounts. The rates on variable accounts may change after the account is opened. We reserve the right to change the rate(s) on variable rate accounts at our discretion. Fees could reduce earnings on accounts.
A happy couple shaking hands with their banker
At High Country Bank we understand that your time is valuable. That’s why we encourage you to schedule an appointment with us!
Personalized Attention: Discuss your financial goals in detail with our knowledgeable staff.
Tailored Solutions: Get advice that’s specific to your needs, whether it’s about savings, loans, or investments.
Convenient Timing: Choose a time that works best for you, ensuring you receive the focused attention you need.