We take pride in our deep roots within the communities we serve. We believe in keeping the process local, which allows us to understand and respond to the specific needs of our clients more efficiently. Additionally, our commitment to keeping money local means that the funds you invest in your home help support and strengthen our local economy.
High Country Bank offers competitive rates and is committed to a seamless lending experience tailored to our community’s unique needs. Our local team is here to ensure you receive the best possible service and support throughout your mortgage journey.
Refinancing can be a strategic move to better manage your finances and achieve your long-term financial objectives. We offer competitive refinancing options that are specifically tailored to meet your unique needs. Our experienced lending team is committed to providing you with personalized service to help you navigate the refinancing process with ease. Whether you’re looking to lower your monthly payments, consolidate debt, or adjust your loan terms, we’re here to support you every step of the way.
Our expertise in construction lending sets us apart from the competition. With a deep understanding of the complexities involved in building projects, we offer tailored financial solutions that streamline the process, minimize risks, and maximize success. Our dedicated lending team, combined with our innovative loan structures and responsive service, ensures that your construction goals are not just met but exceeded. Choose High Country Bank for a partner who is committed to turning your vision into reality with unmatched precision and support.
High Country Bank offers vacant land loans designed to help you realize your dreams of Colorado living. Whether you’re planning a mountain retreat, a serene getaway, or simply investing in a beautiful piece of Colorado, our local lending team is here to support you every step of the way.
No matter what you plan to do with your property, we offer lending solutions, including purchase or refinancing for vacant land, as well as construction and permanent financing.
We offer home equity products designed to help you unlock the value of your home. Whether you’re looking to fund home improvements, consolidate debt, or achieve other financial goals, we have solutions that offer competitive rates and flexible terms. Our local loan team is here to guide you through every step, ensuring you get the most out of your home’s equity with the support of a trusted local partner.
Home Equity Lines of Credit is a type of revolving credit that allows homeowners to borrow against the equity they’ve built up in their property.
What to consider: Choose a HELOC if you need flexibility and access to funds on an as-needed basis and are comfortable with variable interest rates and terms.
A second mortgage can be a strategic financial tool to leverage your homes equity for needs such as home renovations, education costs, or significant purchases.
What to consider: Choose a Second Mortgage if you need a specific amount of funds with predictable payments and prefer the stability of a fixed interest rate over a longer term.
To learn more about our loan products, contact our lending team or stop in at one of our branches.
NMLS #2271341
719-530-8802
NMLS #2401806
719-530-8855